Learn more about our products! Find out about variable lines of credit, renewal, repayment and much more...
Yes, when you apply online, you must connect to our instant bank verification system to provide your bank statements. In some cases, our team may also ask you to provide a pay stub or a benefit statement.
This is the most secure and fastest way to provide your bank statements without having to bother you with more paperwork. The instant bank verification (IBV) system has been specifically designed to streamline the online application process. It works according to the highest security standards used by online financial institutions.
We take care of everything! Your variable line of credit payment will be debited directly from your bank account.
Our company offers variable credit contracts with an annual interest rate of 20%. A subscription to our website is required to obtain the line of credit.
You have between 3 to 6 months to pay back the line of credit. Payments will be made according to your pay schedule. However, It is possible to pay off your debt before the time limit established by the contract.
Yes. You can request a different amount when you are eligible to renew your line of credit. If you need a cash advance or would like to increase your credit limit, log in to your customer account or contact our customer service representatives. We’ll be happy to help you.
You can request a cash advance or increase your variable credit limit when you see the 'cash advance' and 'increase my credit limit' buttons appear in your dashboard.
Our fee for a payment returned to us is $10.
It is best to contact us 72 business hours before the scheduled collection date if you know that your payment could be returned. It will cost you less to defer payment, and we will be happy to make an arrangement with you.
To be eligible, your salary must be paid by direct deposit in the same account for more than 3 months. We accept beneficiaries from CNESST, private insurance, parental, RQAP or regime des rentes. Applicants must not be under an undischarged bankruptcy or plan to do so.
Are refused: self-employed workers, recipient of social assistance, candidates whom source of revenue comes from: employment insurance, employment allocation, student loans and bursary program. Applicants who have too many payments with insufficient funds or whom short term financial resources are insufficient.
A good credit report is maintained by developing good habits
It’s important to let us know at least 72 hours in advance if you want to delay or change a payment. Remember that it’s best to make as few changes to your payment schedule as possible.
Are you facing a difficult situation? Avoid accumulating penalties from your financial institution or our organization by contacting us to discuss the best way to reduce your stress related to a situation beyond your control. We are flexible and attentive to our clientele.